In the months immediately after the implementation of the Consumer Financial Protection Bureau’s TILA-RESPA Integrated Disclosures rule, the time to close a mortgage loan rose as the industry worked through the new and complex process surrounding the dissemination of loan information to borrowers. Since then, closing times fell, but now they’re on the way back up, which begs the question: Is this the start of a trend? Or is this just the new normal?
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